J-2 dependents can buy these plans on their own
Many J visa plans make J-2 coverage expensive or require the J-2 to be on the J-1's policy. That's a problem when the J-1's sponsor covers the J-1 but not the family. TaiAn's plans let a J-2 spouse or child buy coverage alone, for their own dates.
J-2 requirements. J-2 dependents must meet the same Department of State minimums as the J-1: $100,000 medical per accident or illness, $25,000 repatriation, $50,000 medical evacuation, and a deductible of $500 or less. More detail: J Visa Insurance Requirements.
Features shared by all three plans below
- A J-2 spouse pays the same premium as a J-1 of the same age.
- A dependent child under 10 is covered free with each insured parent, J-1 or J-2.
- Individuals can join the TaiAn Group plan for a 10% discount.
- All meet J visa requirements at a $100,000 benefit or higher.
TaiAn Patriot Exchange (Plan B) — most popular
- Per illness or injury benefit of $50,000, $100,000, $250,000 or $500,000; unlimited lifetime maximum.
- Deductible of $100 per illness, or an annual deductible of $0, $250 or $500.
- No coinsurance, in or out of network.
TaiAn Exchange Select (Plan S) — lowest cost
- Same benefit level choices.
- Deductible of $100 per illness, or an annual deductible of $250 or $500.
- 20% coinsurance in the UnitedHealthcare Options network (30% out of network in the U.S.).
TaiAn Exchange Select Six (Plan S-6) — for schools that require pre-existing condition coverage
- Covers pre-existing conditions after 6 months.
- Benefit of $100,000, $250,000 or $500,000 per illness or injury.
- 20% coinsurance in network (30% out of network in the U.S.).
Get a price. Premiums depend on age, benefit and deductible. See current rates and buy on the Student & Scholar page, or contact us for help choosing.